Cookie & Data Usage Policy
Understanding how ariorateloos uses tracking technologies to enhance your financial planning experience
Current Status: All cookies accepted
What Are Cookies and How We Use Them
When you visit ariorateloos.sbs, we use various tracking technologies including cookies, web beacons, and local storage to improve your experience with our emergency fund planning platform. These small data files help us remember your preferences, analyze site performance, and provide personalized financial guidance.
Think of cookies as digital bookmarks that help our website recognize you when you return. Some are absolutely necessary for basic site functions, while others help us understand which financial planning tools are most valuable to our Australian users.
This policy explains exactly what tracking methods we employ, why we use them, and how you can control your preferences. Last updated: March 2025.
Types of Tracking Technologies We Use
Essential Cookies
These cookies are crucial for basic website functionality. They enable secure login, remember your session, and ensure our emergency fund calculator works properly. Cannot be disabled.
Performance Analytics
Help us understand which financial planning features are most useful, track page load times, and identify areas for improvement. All data is anonymized.
Functional Preferences
Remember your preferred currency display, notification settings, and customized dashboard layout to enhance your emergency fund planning experience.
Marketing & Personalization
Enable personalized financial tips, relevant content recommendations, and help us show you appropriate emergency fund strategies based on your interests.
How Tracking Enhances Your Experience
Our tracking technologies serve specific purposes that directly benefit your financial planning journey. When you use our emergency fund calculator, functional cookies remember your inputs so you don't lose progress if you navigate away from the page.
Performance tracking helps us identify when certain tools load slowly or aren't working correctly on different devices. For instance, we discovered that mobile users in rural Australian areas experienced delays with our budget analyzer, leading to significant improvements.
Personalization cookies allow us to suggest relevant articles about emergency fund strategies based on your reading history, without storing personally identifiable information.
Data Retention Periods
- Essential cookies: Retained for session duration or until logout
- Analytics data: Aggregated and anonymized, kept for 24 months maximum
- Preference settings: Stored locally for up to 12 months
- Marketing cookies: Automatically expire after 90 days
- Performance data: Processed and deleted within 6 months
Managing Your Browser Settings
You have complete control over cookie preferences through your browser settings. Most browsers allow you to block cookies entirely, accept only first-party cookies, or receive notifications before cookies are stored.
Chrome
Settings → Privacy and Security → Cookies and other site data → Manage cookie preferences
Firefox
Preferences → Privacy & Security → Enhanced Tracking Protection → Custom settings
Safari
Preferences → Privacy → Website tracking → Prevent cross-site tracking
Edge
Settings → Cookies and site permissions → Cookies and site data → Manage permissions
Remember that disabling certain cookies may affect website functionality. Our emergency fund planning tools require some tracking to save your progress and provide accurate calculations.
Third-Party Services and Tracking
ariorateloos partners with carefully selected third-party services to enhance our platform capabilities. Google Analytics helps us understand user behavior patterns, while our customer support chat system uses cookies to maintain conversation history.
We also work with Australian financial data providers who may place cookies to ensure currency conversion accuracy and real-time market information. All third-party partners must comply with Australian privacy regulations and our data protection standards.
Social media integration cookies are only active when you choose to share content or interact with embedded social features. These are never used for tracking purposes beyond your explicit actions.