Privacy Policy
How ariorateloos protects and manages your personal information
Last Updated: January 15, 2025
Introduction
At ariorateloos, we understand that your privacy matters. This policy explains how we collect, use, store, and protect your personal information when you use our emergency fund planning platform. We're committed to being transparent about our data practices and ensuring you have control over your information.
This policy applies to all users of ariorateloos.sbs and our related services. By using our platform, you agree to the collection and use of information as outlined in this policy. We may update this policy periodically, and we'll notify you of any significant changes.
Information We Collect
We collect information that you provide directly to us, as well as information automatically collected through your use of our services. This helps us provide personalized emergency fund planning advice and improve our platform.
How We Use Your Information
Your information helps us deliver and improve our emergency fund planning services. We use data to create personalized recommendations, track your progress, and provide relevant educational content about financial planning.
We never sell your personal information to third parties. Your financial data is used solely to provide you with emergency fund planning guidance and platform functionality.
Specifically, we use your information to provide emergency fund calculations, send progress updates, offer educational resources, improve our algorithms, respond to your inquiries, and ensure platform security. We may also use aggregated, anonymized data for research and improvement purposes.
Your Privacy Rights
Under Australian privacy law, you have several rights regarding your personal information. We've made it easy for you to exercise these rights through your account settings or by contacting us directly.
Access Your Data
Request a copy of all personal information we hold about you. We'll provide this in a readable format within 30 days of your request.
Update Information
Correct or update any inaccurate personal information through your account dashboard or by contacting our support team.
Delete Your Account
Request complete deletion of your account and associated data. Some information may be retained for legal compliance purposes.
Data Portability
Export your financial planning data in a structured format to use with other services or for your own records.
Data Security and Protection
We implement comprehensive security measures to protect your information. Our systems use industry-standard encryption, secure servers, and regular security audits to safeguard your data.
| Security Measure | Implementation |
|---|---|
| Data Encryption | 256-bit SSL encryption for all data transmission and storage |
| Access Controls | Multi-factor authentication and role-based access permissions |
| Regular Audits | Quarterly security assessments and vulnerability testing |
| Data Backup | Encrypted daily backups stored in secure, geographically distributed locations |
Data Retention and Deletion
We retain your personal information only as long as necessary to provide our services and comply with legal requirements. Most account data is deleted within 90 days of account closure, though some records may be kept longer for compliance purposes.
Financial planning data and progress records are typically retained for three years after account deletion to comply with Australian financial services regulations. Marketing and communication preferences are removed immediately upon request. System logs and anonymized usage data may be retained for up to seven years for security and improvement purposes.
Third-Party Services and Data Sharing
We work with trusted third-party service providers to deliver our platform functionality. These providers are bound by strict confidentiality agreements and can only use your data for the specific services they provide to us.
We never share your personal information with marketing companies, data brokers, or other third parties for their own commercial purposes. Any data sharing is limited to what's necessary for platform functionality and is covered by appropriate data protection agreements.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your browsing experience, remember your preferences, and analyze platform usage. You can control cookie settings through your browser, though some features may not work properly if cookies are disabled.
We use essential cookies for platform functionality, analytics cookies to understand user behavior, and preference cookies to remember your settings. We don't use advertising cookies or allow third-party advertising networks to track you on our platform.
International Data Transfers
Your data is primarily stored and processed in Australia. If we need to transfer data internationally, we ensure appropriate safeguards are in place through adequacy decisions, standard contractual clauses, or other approved mechanisms under Australian privacy law.
Some of our service providers may process data outside Australia, particularly for cloud infrastructure and analytics services. We carefully select providers who meet Australian privacy standards and implement appropriate data protection measures.
Contact Us About Privacy
ariorateloos
Level 2 East, 50 Grenfell St
Adelaide SA 5000, Australia